IT IS IMPORTANT TO READ THESE TERMS & CONDITIONS CAREFULLY BEFORE MAKING ANY PURCHASE USING THIS WEBSITE.
ACCESSING ANY PART OF THE WEBSITE OR CONTENT INDICATES THAT YOU ACCEPT AND AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS AND RELATED POLICIES IN FULL.
IF YOU DO NOT ACCEPT THE TERMS AND CONDITIONS AND RELATED POLICIES, DO NOT USE, ACCESS, OR DOWNLOAD MATERIALS FROM THE WEBSITE AND LEAVE THE WEBSITE IMMEDIATELY.
These Terms and Conditions include a disclaimer of warranties, a disclaimer of liability, a release and indemnification by you in Section 11.
Section 12 of this agreement contains provisions that govern how claims that you and CTO Academy have against each other are resolved, including, without limitation, any claims that arose or were asserted before the effective date of this agreement.
In particular, Section 12 sets forth our arbitration agreement which will, with limited exceptions, require disputes between us to be submitted to binding and final arbitration.
Unless you opt out of the arbitration agreement: (1) you will only be permitted to pursue claims and seek relief against us on an individual basis, not as a plaintiff or class member in any class or representative action or proceeding; and (2) you are waiving your right to seek relief in a court of law and to have a jury trial on your claims. Please see section 12 for more information regarding this arbitration agreement, the possible effects of this arbitration agreement, and how to opt out of the arbitration agreement.
Please review those sections (and all other terms) carefully.
The provider of this service is CTO Academy Limited, (otherwise referred to as ”we”, “our” or ”us”), a company limited by shares that is registered in England and Wales with the company number 11238783 and the registered office address of Coltwood House, 2 Tongham Road, Farnham, Surrey, England GU10 1PH
If you wish to contact CTO Academy, you may use the above-mentioned address or, if you prefer, you may send an e-mail to [email protected].
CTO Academy is the owner of the website www.cto.academy (the “Website“).
The term Website refers to and includes both the visible part during browsing (public part), as well as any private area (only visible to Registered Users, as defined below). Thus, these terms and conditions are applicable to users while using in any way the Website.
CTO Academy makes this Website available to users in order to provide useful information on the activities and services offered by the company and in particular to enable the purchase of “The Digital MBA for Technology Leaders” program offered at any given time through the Website (the “Program“).
A user (the “User“, “Users” or “You”) is defined as a person interacting within the Website as (i) a student who has purchased any of the Program, (ii) a registered user, but who has not purchased any of the Program, or (iii) a user who is browsing the Website. Users of type (i) or (ii) will be identified in these terms and conditions as registered users (hereinafter referred to as the “Registered User(s)“) as well.
By using and/or visiting the Website, including becoming a User and accessing associated content such as email operated by CTO Academy, you signify your agreement to these terms and conditions (“Terms and Conditions“) which expressly regulate the contractual relationship between CTO Academy and third parties who contract products or services offered on the Website.
If you are accepting this agreement on behalf of your employer, you affirm that you have the authority to accept this agreement on its behalf. You affirm that you are either of legal age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, warranties, and indemnification set forth in these Terms and Conditions, and to abide by and comply with these Terms and Conditions.
CTO Academy reserves the right to modify or discontinue the Website (or any portion of the Website), temporarily or permanently, with or without notice to the User, and are not obligated to support or update the Service.
YOU AGREE THAT CTO ACADEMY SHALL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY IN THE EVENT THAT CTO ACADEMY EXERCISES ITS RIGHT TO MODIFY OR DISCONTINUE THE WEBSITE (OR ANY PORTION OF THE WEBSITE).
Unless explicitly stated otherwise, any new features that augment or enhance the current Website shall be subject to these Terms and Conditions.
BY USING THE WEBSITE, YOU AGREE TO BE BOUND BY THE MOST RECENT VERSION OF THE TERMS AND CONDITIONS.
CTO Academy may change these Terms and Conditions at any time. Please review the Terms and Conditions each time you visit the Website. If CTO Academy has the User’s email address, CTO Academy will notify the User of material changes to the Terms and Conditions via email. If CTO Academy does not have the User email address, CTO Academy will update this page to reflect any changes to the Terms and Conditions.
Below are described the conditions governing the purchase of the Program through the Website and the rights and obligations arising from the subscription of these services.
The purchase of the Program must be carried out according to the instructions described in these Terms and Conditions, as well as any other specific conditions that may be indicated during the purchasing process on the screen or in any other way. Consequently, the Registered User declares to know and accept these mandatory conditions to access the services and/or Program offered on the Website.
The Program is a web-based training program created by CTO Academy comprising theory, analysis, interviews and value-added documents on companies, businesses, etc. In addition, the Program includes other types of benefits, such as webinars; virtual and face-to-face events; participation in directed forums; resolution of doubts in real time and/or others that may be determined by CTO Academy at any given time.
In this regard, CTO Academy hereby notifies the User that CTO Academy is a private company, not linked to any public or private university or educational entity and that the CTO Academy certificates it issues are strictly private.
This implies that the Program does not have, among others, AACSB, AMBA, EQUIS or any other similar certificates.
Therefore, the certificate that CTO Academy issues upon completion of the Program is a private one and is not issued or recognized by any public or private entity other than CTO Academy itself.
Thus, obtaining the aforementioned certificate does not imply recognition or positive assessment of the Program carried out by the User by any third party, including CTO Academy’s collaborators who may have participated in the execution of the Program.
It is mandatory that Users who wish to acquire the Program from CTO Academy must be of legal age or, if not, have the express authorization of their legal representatives to purchase and participate in the Program.
At the time of purchase, the User expressly represents and warrants that he/she has full legal capacity to contract the services provided by CTO Academy or, in the event that he/she requires any type of authorization from a third party, that he/she possesses such capacity and can prove it.
To acquire the Program offered through the Website, the User must first read these Terms and Conditions carefully.
The Program offered on the Website, along with their features and price, will appear on the information screens of each one of them. The price indicated on the screen will be shown in Dollars (for most territories), Euros and/or Pound Sterling (for territories where these currencies are applicable) and will include the applicable indirect taxes, unless otherwise stated.
This price will be the one in force at all times when the User makes the purchase, unless there is a typographical error.
CTO Academy regularly carries out promotional campaigns that may include discounts in the price of the Program, for example, through coupons or discounts. At the time of payment, the User may enter coupon codes, discount codes or any other method established by CTO Academy which may reduce the price of the order in the amount previously established.
In order to acquire the Program on the Website, the User must select “The Digital MBA for Technology Leaders” program and click on “Enroll Now”, complete their payment details and click on “Place Order” after which the payment must be made by the User.
Before doing so, the User must check the exact characteristics of the Program as described on the Website, with the options the User has chosen for payment access limited by the time indicated or unlimited in time, price, or applicable taxes if any, to assess whether the Program meets his/her needs.
The Privacy Policy adopted by CTO Academy determines how the personal data of the Users of the Website will be processed.
The fact that the User accepts these conditions does not imply the automatic acceptance and formalization of the purchase. CTO Academy will send a confirmation message to the email provided by the User in the registration form. However, the purchase will not be considered formalized, in any case, if the User has not proceeded to pay the full price of the Program.
The payment of the price of the Program purchased on the Website will be made by credit or debit card, or in accordance with any other payment methods that may be enabled on the Website at any time.
In order to proceed with the payment, the amount and the reference of the purchase will appear on the screen and the User will be asked to provide certain information, as requested during the purchasing process, which in any case will include, at least, the following: a) Card number; b) Expiry date; c) CVV (three-digit security code printed on the card). CTO Academy may use third party payment platforms and/or tools to manage payments that facilitate the payment of the contracted Program.
The Website is an online training platform, oriented to those in technology management roles wanting to build their leadership and commercial skills and it is offered as a complete training program in this area from an eminently practical perspective.
CTO Academy’s Program consists of a training program, in digital format (video, audio, downloadable resources, or other activities, such as webinars; virtual and face-to-face events, forum participation, etc.) that the User can enjoy and access, upon payment of the indicated amounts.
Once paid and onboarded, the User will have lifetime access to the lecture material contained at any time within the Program however the User will need to have successfully completed the course within 15 months of their start date to receive a Certificate of Completion. Any extension to this timeline will need prior approval from CTO Academy.
CTO Academy will provide the services as proficiently as possible, given the means and technologies currently available. However, the User must be aware that CTO Academy cannot fully guarantee the reliability, continuity, usefulness, absence of failures and/or harmful software, or truthfulness of absolutely all the information and/or services of the Website, nor the usefulness or truthfulness of the content made available through it.
Please review these terms and conditions in their entirety, including section 11 for important information regarding limits on CTO Academy’s express limitations on liability.
CTO Academy will make periodic reviews of the content and information made available to Users on the Website, but cannot fully guarantee that it is accurate and up-to-date at all times. In the event that the User who has purchased a Program should detect, during the period of access to the Program, or within 12 months after the opening of the Program, any defect such as lack of documentation, content or agenda with respect to what was previously announced by CTO Academy, he/she may contact CTO Academy, indicating the defects and sending graphic evidence of such flaw. CTO Academy will communicate to the User the way to proceed in order to solve any issue after evaluating the circumstances of the specific case.
CTO Academy informs the User that he/she can withdraw from the purchase of the Program, during a period of 15 days from the time that the contracted Program is released to the User. In the event that the User decides to withdraw from the Program within 15 days from the time the contracted Program is released to the User, CTO Academy will provide a 100% refund of the fees paid by the User to purchase the Program.
If the User wants to exercise this right, he/she must contact CTO Academy via the following email: [email protected].
CTO Academy strives to provide Users with the following services:
In the use of the Website, the User will not:
CTO Academy will fully cooperate with any law enforcement authorities or court order requesting or directing CTO Academy to disclose the identity of anyone violating these Terms and Conditions.
CTO Academy believes in children’s online safety and does not wish to receive information regarding anyone under legal age.
Therefore, the User may not post, transmit or submit any personally-identifiable information of anyone under legal age or information sufficient to locate such a child on or through the Website.
If the User is under legal age, then please do not attempt to submit any information to or use the Website.
In addition to other obligations throughout these Terms and Conditions, the User shall be liable to CTO Academy for:
In all the cases above mentioned, beyond the control and due diligence of CTO Academy, the User shall not have a right for compensation from CTO Academy for damages, to the extent that this is permitted by law. On the contrary, the User shall be liable for any damages of any kind that CTO Academy may suffer as a result of a breach of any of the obligations to which the User is bound to.
Furthermore, CTO Academy will not be liable for any damage or harm that the misuse of the Website and its content may cause to the User or a third party, for reasons not attributable to CTO Academy. In any case, any liability which may be claimed against CTO Academy by the User shall be limited to the price of the Program purchased by the User.
All content shown on the Website and in particular, videos, designs, drawings, text, graphics, logos, icons, buttons, software, trade names, trademarks or any other signs protected by intellectual property rights or publicity rights, are owned by CTO Academy, or third parties with whom it has reached an agreement for its exploitation (collectively, “Content“).
Under no circumstances will it be understood that access, browsing and use of the Website and/or the acquisition of the Program by a User implies a waiver, transmission, license or total or partial assignment of such rights by CTO Academy. The User has the right to use the content and/or services of the Website strictly for private purposes.
Any reference to registered trademarks or trade names, or other distinctive signs, whether owned by CTO Academy or third parties, in which case are licensed to CTO Academy for use and/or exploitation, imply a prohibition on their use without the consent of CTO Academy or their legitimate owners. Under no circumstances, unless expressly stated to the contrary, does access, browse or use of the Website and/or its contents confer on the User any right to the distinctive signs included in it.
All intellectual property rights regarding the contents and/or services of the Website and the Program are reserved and, in particular, it is prohibited to modify, copy, reproduce, communicate to the public, make available, transform or distribute, by any means and in any form, the Website and/or all or part of the contents included in the Website, including, but not limited to, texts, images, trademarks, graphics, logos, buttons, software files, color combinations, as well as the structure, selection, order and presentation of its contents, without prejudice to the rights that third parties may have over any of the elements that comprise the content. All of the above, without prejudice to the prior, express and written authorization of CTO Academy or, where applicable, of the owner of the corresponding rights. Likewise, and for security reasons, it is not permitted to use “frames” or mechanisms that alter or vary the design, original configuration or contents of the Website.
None of the content hosted on the Website may be downloaded, reproduced or used in any other device or place other than the Website, unless the means for doing so has been enabled by CTO Academy.
The relationship between the lecturers or persons interviewed (“Interviewees“) who appear in the videos and training material of the Program is subject to private contracts between CTO Academy and these Interviewees. Thus, by means of such contracts, CTO Academy has signed as many authorizations and assignments of rights as are necessary for the exploitation of the intellectual property rights derived from the provision of services by the Interviewees, and CTO Academy is authorized to proceed with the exploitation of the rights of image of the Interviewees.
If the User becomes aware of the existence of any content that is illicit, illegal, contrary to the law, a security breach or that could represent an infringement of intellectual property rights, he/she must immediately notify CTO Academy via the email address [email protected] so that it can proceed to take the appropriate measures.
CTO Academy will verify this report as soon as possible, and adopt the measures that it deems appropriate.
Similarly, in the event that any User or third party considers that any of the content of the Website infringes his/her intellectual property rights, as well as any other rights, he/she must submit a written notification to [email protected] with the following information:
The User may submit feedback, notes, messages, ideas, concepts, know-how, techniques, or other communications you transmit, upload, or post to the Website (hereinafter, the “User Submissions”) on the Website.
By submitting any such materials to the Website, the User represents and warrants that the User will not submit or post material that is copyrighted, protected by trade secret or otherwise subject to third-party proprietary rights, including privacy and publicity rights, unless the User is the owner of such rights or has permission from their rightful owner to submit or post the material and to grant CTO Academy all of the license rights granted herein.
In addition, the User agrees to pay for all royalties, fees, and other payments owed to any party by reason of the User posting or submitting (“User Submissions”). CTO Academy expressly disclaims any and all liability in connection with user submissions.
On CTO Academy’s social media sites, the User further represents and warrants that the User has the permission of any individuals depicted in photographs, videos or recordings that the User submits to the Website to use their likeness and/or voice, as well as all other legal rights necessary to grant the license below to CTO Academy.
If the User submits any User Submissions to CTO Academy, the User hereby grants a non-exclusive, royalty-free, worldwide, perpetual right and license to CTO Academy and its affiliates to use, reproduce, distribute, display, transmit, publish, modify, edit and/or create derivative works from the User Submissions in any format, including without limitation coding or watermarking such User Submissions, on the Website and in related promotional materials provided in any medium, forum or format, for any purpose of CTO Academy or its affiliates in their sole discretion.
The User also agrees that immediately upon the creation by or on behalf of CTO Academy of any derivative works from, modifications, edits or other changes to the User Submissions (the “Modified Content”), the Modified Content will become the sole and exclusive property of CTO Academy and that we will own the entire right, title and interest in and to the Modified Content, including the right to secure copyright registration for the Modified Content and to otherwise use the Modified Content for any purpose as determined by CTO Academy in its sole discretion. The User hereby grants, assigns, transfers and conveys any and all right, title or interest the User has or may be deemed to have in and to the Modified Content to CTO Academy.
CTO Academy welcomes the User comments and suggestions. However, except for any personal information CTO Academy may collect from the User pursuant to CTO Academy’s Privacy Policy, User Submissions will be considered non-confidential and non-proprietary.
The User understands that whether or not such User Submissions are published or posted, CTO Academy (1) does not guarantee any confidentiality with respect to any User Submissions (except as described in our Privacy Policy), (2) does not pay any compensation for User Submissions, and (3) is under no obligation to respond to or post any User Submissions.
Additionally, the User authorizes CTO Academy to publish, republish, disseminate, reproduce, distribute, communicate to the public, include in any type of presentation, brochure, website, etc., the testimonials made by the User on any social network or by other means, either spontaneously or upon request by CTO Academy.
In this way, the User expressly authorizes CTO Academy, on a non-exclusive basis, free of any payment, for everyone and without any time limit, to use such comments and/or testimonials of the User for any purpose (including commercial), including any photograph, image, text and/or video that forms part of them, including in the User’s profile, as well as the intellectual property and/or image rights related to the User and his/her comments and/or testimonials.
THE USER AGREES TO WAIVE, AND HEREBY DOES WAIVE, ANY LEGAL OR EQUITABLE RIGHTS OR REMEDIES THE USER HAS OR MAY HAVE AGAINST CTO ACADEMY PARTIES WITH RESPECT TO USER SUBMISSIONS, AND AGREE TO INDEMNIFY AND HOLD CTO ACADEMY PARTIES HARMLESS TO THE FULLEST EXTENT ALLOWED BY LAW REGARDING ALL MATTERS RELATED TO THE USER’S USE OF THE WEBSITE.
9.1. Links to other websites (outbound links)
In the event that, in the Website, the User finds links to other web pages by means of different buttons, links, banners, etc., these are managed by third parties. CTO Academy has no capacity or human or technical means to know, control or approve all the information, content or services provided by other websites to which links may be established on the Website. Consequently, CTO Academy cannot assume any type of liability for any aspect relating to the website to which a link may be established on the Website, including but not limited to its operation, access, data, information, files, quality and reliability of its products and services, its own links and/or any of its contents, in general.
BY USING THE WEBSITE, THE USER EXPRESSLY RELEASES CTO ACADEMY, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SHAREHOLDERS, LICENSORS, LICENSEES, AND SUPPLIERS (COLLECTIVELY, “CTO ACADEMY PARTIES“) FROM ANY AND ALL LIABILITY ARISING FROM THE USER’S USE OF ANY THIRD-PARTY WEBSITE OR ONLINE SERVICES AND FROM ANY LOSS OR DAMAGE OF ANY SORT THE USER MAY INCURS FROM DEALING WITH ANY THIRD-PARTY.
Accordingly, CTO Academy encourages the User to be aware when the User leaves the Website and to read the terms and conditions of use for each other website or online service that the User visits.
If Users become aware of the unlawfulness of activities carried out through these third party websites, they must immediately notify CTO Academy so that the access link can be disabled.
The provision of any kind of link on the Website to another website does not imply that there is any kind of relationship, collaboration or dependence between CTO Academy and the person responsible for such website.
9.2. Links on other websites directed to the Website (inbound links)
CTO Academy makes available to the Users, through different tools and applications, links that allow Users to access the Website through the official channels that CTO Academy maintains in different platforms and social networks belonging to and/or managed by third parties (e.g. Facebook, Twitter, LinkedIn, Instagram, etc.). The inclusion of these links to the Website is solely for the purpose of facilitating Users’ access to the Website and the services provided therein.
The establishment of these links does not imply the existence of any relationship between CTO Academy and the owner, developer or distributor of the platform from which it is linked, nor the acceptance and approval by CTO Academy of its content and/or services, the owner, manufacturer or distributor being solely responsible for them.
The activation and use of these applications may involve the identification and authentication of the user (login/password) on the corresponding platforms, completely external to the Website and outside the control of CTO Academy. By accessing such external networks, the User enters an environment not controlled by CTO Academy, and therefore CTO Academy will not assume any responsibility for the security settings of such environments.
Regardless of the links established by CTO Academy, if any User, entity or website wishes to establish any type of link to the Website, he/she must abide by the following provisions:
The term of duration of these Terms and Conditions is the time of their publication, until the moment they are totally or partially amended. CTO Academy will communicate to the Users the modification of the present Terms and Conditions with, at least, 15 days of prior notice.
The acceptance of the purchase of the Program by Users will be governed by the Terms and Conditions published at that time on the Website.
THE PROGRAM IS NOT RECOGNIZED BY ANY INSTITUTION OR ENTITY. CTO ACADEMY DOES NOT GUARANTEE THAT THE ACCOMPLISHMENT OF THE PROGRAM WILL LEAD TO AN INCREASE IN THE USER’S POSSIBILITIES OF EMPLOYMENT, SALARY RISE OR OTHER PROFESSIONAL IMPROVEMENTS, NOR THAT THE EXECUTION OF THE PROGRAM OR THE MAKING AVAILABLE OF THEIR CONTENT WILL BE DONE CONTINUOUSLY AND INDEFINITELY, NOR THAT THE PARTICIPATION IN THE PROGRAM WILL LEAD TO ANY KIND OF DISCREDIT FOR THE USER. EXCEPT AS PROVIDED HEREIN AND TO THE EXTENT PERMITTED BY LAW, ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF THE PROGRAM, QUALITY AND SUITABILITY FOR A PARTICULAR PURPOSE OF THE USER, ARE EXCLUDED BY CTO ACADEMY. THUS, NEITHER CTO ACADEMY NOR ANY OF ITS EMPLOYEES, PARTNERS, COLLABORATORS OR INTERVIEWEES WILL BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR HARM, WHETHER DIRECT, INDIRECT, PARTICULAR, INCIDENTAL OR CONSEQUENTIAL, NOR FOR THE LOSS OF OPPORTUNITIES, BENEFITS, CONTRACTS, LOSS OF DATA, COST OF RECOVERY OF SAID DATA, NOR FOR THE LACK OF ACCURACY, USEFULNESS OR INCORRECTNESS OF THE INFORMATION AND/OR CONTENTS PROVIDED TO THE USER.
THE USER AGREES THAT THE USER’S USE OF THE WEBSITE SHALL BE AT THE USER SOLE RISK. CTO ACADEMY HAS ATTEMPTED TO MAKE THE WEBSITE AND THE CONTENT AS TIMELY AND ACCURATE AS POSSIBLE, BUT BECAUSE ERRORS MAY OCCUR, THE WEBSITE AND CONTENT ARE PROVIDED ON AN “AS IS” BASIS. THE CTO ACADEMY PARTIES GIVE NO WARRANTY AND MAKE NO REPRESENTATION IN RELATION TO THE WEBSITE OR THE CONTENT. THE CTO ACADEMY PARTIES EXPRESSLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW AND THE USER WAIVES ANY REPRESENTATION OR WARRANTY EXPRESS, IMPLIED, STATUTORY, THAT MAY BE IMPLIED BY THESE TERMS AND CONDITIONS, BY CUSTOM, OR BY LAW OR OTHERWISE AND WHICH IS NOT EXPRESSLY SET OUT HEREIN, INCLUDING ANY IMPLIED WARRANTIES OF AVAILABILITY OF THE WEBSITE, NON-DISRUPTION, SECURITY, ACCURACY, THE USE OF REASONABLE CARE AND SKILL, QUALITY, MERCHANTABILITY, TITLE OR ENTITLEMENT, FITNESS FOR A PARTICULAR PURPOSE, ABILITY TO ACHIEVE A PARTICULAR RESULT OR FUNCTIONALITY AND NON-INFRINGEMENT OF THIRD-PARTY RIGHTS AS WELL AS WARRANTIES ARISING BY USAGE OF TRADE, COURSE OF DEALING, AND COURSE OF PERFORMANCE ON THE PART OF THE CTO ACADEMY PARTIES RELATING TO THE WEBSITE, THE CONTENT, USER SUBMISSIONS, ANY SOFTWARE LICENSED OR PROVIDED TO THE USER BY THE CTO ACADEMY PARTIES, AND ANY AGREEMENT WITH A THIRD-PARTY.
WITHOUT LIMITING THE FOREGOING, THE CTO ACADEMY PARTIES DO NOT REPRESENT OR WARRANT THAT THE INFORMATION ON THE WEBSITE OR ON ANY WEBSITES OR APPS LINKED TO THE WEBSITE IS ACCURATE, COMPLETE OR CURRENT; THAT THE WEBSITE WILL OPERATE WITHOUT INTERRUPTION OR ERROR; THAT THE QUALITY, SAFETY OR LEGALITY OF ANY CONTENT, PRODUCTS, WEBSITE, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY THE USER THROUGH THE WEBSITE OR AGREEMENTS THE USER ENTERS WITH THIRD PARTIES SUCH AS ADVERTISERS WILL MEET THE USER’S EXPECTATIONS; THAT THE WEBSITE WILL OPERATE IN COMBINATION WITH OTHER HARDWARE, SOFTWARE, SYSTEMS OR DATA NOT PROVIDED BY CTO ACADEMY; THAT WEBSITE ERRORS WILL BE CORRECTED; OR THAT THE WEBSITE IS PCI COMPLIANT. THE CTO ACADEMY PARTIES ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DATA LOSS OR CORRUPTION), RESULTING FROM THE USER’S ACCESS TO AND USE OF THE WEBSITE, (III) UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION, CONTENT, AND/OR INFORMATION STORED THEREIN, (IV) INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE, (V) BUGS, VIRUSES, TROJAN HORSES, DESTRUCTIVE COMPUTER CODES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD-PARTY, AND/OR (VI) LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE.
THE USER AGREES TO INDEMNIFY, DEFEND AND HOLD HARMLESS THE CTO ACADEMY PARTIES FROM AND AGAINST ANY CLAIM, LOSS, OBLIGATION, DEMAND, DAMAGE, COST, LIABILITY, EXPENSE, AND ATTORNEY’S FEES ARISING TO ANY OF THE CTO ACADEMY PARTIES AS A RESULT OF ANY CLAIM, DEMAND OR PROCEEDINGS BROUGHT OR THREATENED AGAINST THE CTO ACADEMY PARTIES IN CONNECTION WITH (1) THE USER’S USE OF, ACCESS TO, OR MISUSE OF THE WEBSITE; (2) THE USER’S BREACH OF ANY OF THESE TERMS AND CONDITIONS; (3) THE USER’S VIOLATION OF ANY THIRD-PARTY RIGHT, INCLUDING WITHOUT LIMITATION ANY COPYRIGHT, PROPERTY, OR PRIVACY RIGHT; (4) ANY CLAIM THAT ANY OF THE USER SUBMISSIONS CAUSED DAMAGE TO AN INDEMNIFIED PARTY OR A THIRD-PARTY; (5) ANY TRANSACTION THE USER CONDUCTS AS A RESULT OF THE CONTACT FACILITATED BY THE WEBSITE; OR (6) ANY ACTIVITY USING THE USER’S EMAIL ADDRESS BY THE USER OR ANY OTHER PERSON ACCESSING THE WEBSITE USING THE USER’S EMAIL ADDRESS.
IF THE CTO ACADEMY PARTIES TAKE ANY LEGAL ACTION AGAINST THE USER AS A RESULT OF THE USER’S VIOLATION OF THESE TERMS AND CONDITIONS, THE CTO ACADEMY PARTIES WILL BE ENTITLED TO RECOVER FROM THE USER, AND THE USER AGREES TO PAY, ALL REASONABLE ATTORNEYS’ FEES AND COSTS OF SUCH ACTION, IN ADDITION TO ANY OTHER RELIEF GRANTED TO CTO ACADEMY .
IN NO EVENT SHALL THE CTO ACADEMY PARTIES BE LIABLE TO THE USER OR ANY THIRD-PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM THE WEBSITE OR THIRD-PARTY PRODUCTS OR WEBSITES, UNDER THESE TERMS AND CONDITIONS OR IN CONNECTION WITH THEIR PERFORMANCE OR BREACH, OR IN CONNECTION WITH ANY WARRANTIES HEREUNDER, OR IN CONNECTION WITH THE WEBSITE, INCLUDING FOR THEIR NEGLIGENCE, FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL OR SPECIAL DAMAGES, INCLUDING ANY LOSS OF PROFITS OR SAVINGS OR ANTICIPATED PROFITS OR SAVINGS, DATA, OPPORTUNITY, REPUTATION, GOODWILL OR BUSINESS, EVEN IF THE CTO ACADEMY PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES IN ADVANCE.
THE CTO ACADEMY PARTIES WILL HAVE NO LIABILITY WHATSOEVER FOR ANY DAMAGE, LIABILITY OR LOSS THAT THE USER MAY INCURS, OR FOR ANY OTHER UNDESIRABLE CONSEQUENCES, RESULTING FROM: (1) ANY SUSPENSION OR DISRUPTION OF THE WEBSITE, INCLUDING WHERE SUCH SUSPENSION OR DISRUPTION RESULTS FROM CTO ACADEMY NEGLIGENCE, (2) ANY ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (3) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM THE USER’S ACCESS TO AND USE OF THE WEBSITE, (4) UNAUTHORIZED ACCESS TO OR USE OF THE CTO ACADEMY PARTIES’ SERVERS AND/OR ANY AND ALL INFORMATION STORED THEREIN, (5) INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE WEBSITE; (6) INADEQUATE OR FAULTY HARDWARE OPERATING THE WEBSITE; (7) BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH THE WEBSITE BY ANY THIRD-PARTY, (8) USER CONTENT, THIRD-PARTY WEBSITES OR APPS; (9) ERRORS OR OMISSIONS IN ANY CONTENT; OR (10) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USER’S USE OF ANY CONTENT WHEREIN SUCH CONTENT OR ADVERTISEMENT IS POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE WEBSITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE CTO ACADEMY PARTIES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATIONS OF LIABILITY WILL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.
THE CTO ACADEMY PARTIES WILL HAVE NO LIABILITY WHATSOEVER FOR ANY DAMAGE, LIABILITY OR LOSS THAT THE USER OR ANY OTHER PERSON MAY INCUR, OR FOR ANY OTHER UNDESIRABLE CONSEQUENCES, RESULTING FROM THE USER’S BREACH OF THE USER’S WARRANTIES OR OTHER OBLIGATIONS UNDER THESE TERMS AND CONDITIONS INCLUDING, WITHOUT LIMITATION, THE OBLIGATION TO AVOID SHARING YOUR EMAIL ACCOUNT INFORMATION WITH ANY OTHER PERSON.
THE CTO ACADEMY PARTIES’ MAXIMUM AGGREGATE LIABILITY FOR ANY SINGLE EVENT (OR A SERIES OF RELATED EVENTS) GIVING RISE TO A CLAIM IN CONNECTION WITH THESE TERMS AND CONDITIONS OR IN RELATION TO THE WEBSITE, EITHER FOR BREACH OF CONTRACT, BREACH OF WARRANTY, MISREPRESENTATION OR NEGLIGENCE WILL BE LIMITED TO $50 USD.
BY ACCESSING THE WEBSITE, THE UNDERSTANDS THAT THE USER MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER, THE USER ACKNOWLEDGES THAT THE USER HAVE READ AND UNDERSTAND, AND HEREBY EXPRESSLY WAIVE, THE BENEFITS OF SECTION 1542 OF THE CIVIL CODE OF CALIFORNIA, AND ANY SIMILAR LAW OF ANY STATE OR TERRITORY, WHICH PROVIDES AS FOLLOWS: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”
Any claims relating to use of the Website must be bought within one (1) year from the date the cause of action arose. Claims brought after such a period are VOID.
The Website is controlled and offered by CTO Academy from its facilities in the United Kingdom.
Those who access or use the WEBSITE do so at their own volition and are responsible for compliance with local and all other applicable laws, restrictions, and regulations.
However, control of the Website and the related services may change if CTO Academy decides to do so, without the User being able to object, beyond the right to be informed of such change if required by the applicable law.
If the User violates these Terms and Conditions, CTO Academy may seek injunctive relief or other equitable relief.
If CTO Academy has to provide information in response to a subpoena related to the User’s use of the Website, then we may charge the User for our costs. These costs may include attorney and employee time spent retrieving records, preparing documents, and participating in a deposition.
These Terms and Conditions, and any rights and licenses granted hereunder, may be transferred or assigned by the User only with CTO Academy’ prior written consent, but may be assigned by CTO Academy without restriction and without notice to you.
Any personal data provided by Users during the use of the Website will be processed in accordance with our Privacy Policy. The Privacy Policy is part of these Terms and Conditions. By agreeing to these Terms and Conditions, the User is also consenting to CTO Academy use of the User’s personal information in accordance with CTO Academy’s Privacy Policy.
Purchasing any service and/or Program through the Website shall be governed by UK law, which shall apply to those matters not contemplated in these Terms and Conditions regarding interpretation, validity and execution.
In the event of any disagreement or claim between the User and CTO Academy in relation to the performance or content of these Terms and Conditions, the parties will negotiate in good faith to attempt to resolve such disagreement or claim within a maximum period of one month from the date either party formally notifies the other of the disagreement that has arisen and/or notifies the claim.
Nonetheless, in the event that the disagreement or claim is not resolved within the maximum period indicated and only in cases in which the parties are permitted under these Terms and Conditions to initiate litigation in a court and the regulations foresee the possibility for the parties to submit to a jurisdiction, CTO Academy and the User, expressly waiving any jurisdiction that may correspond to them, submit the decision of the matter raised to laws of England and Wales.
All the above shall apply unless the User is an individual consumer and the User’s local regulations, if applicable to CTO Academy, states otherwise.
These terms and conditions (“Terms and conditions”) have been amended on 9th December 2021.
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